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    Privacy Policy

    While no generally applicable law exists, some federal laws govern privacy policies in specific circumstances, such as:

    The Children's Online Privacy Protection Act (COPPA)[12] affects websites that knowingly collect information about or target at children under the age of 13.[13] Any such websites must post a privacy policy and adhere to enumerated information-sharing restrictions[14] COPPA includes a "safe harbor" provision to promote Industry self-regulation.[15]

    The Gramm-Leach-Bliley Act[16] requires institutions "significantly engaged"[17] in financial activities give "clear, conspicuous, and accurate statements" of their information-sharing practices. The Act also restricts use and sharing of financial information.[18]

    The Health Insurance Portability and Accountability Act (HIPAA) privacy rules[19] requires notice in writing of the privacy practices of health care services, and this requirement also applies if the health service is electronic.[20]

    Some states have implemented more stringent regulations for privacy policies. The California Online Privacy Protection Act of 2003 - Business and Professions Code sections 22575-22579 requires "any commercial web sites or online services that collect personal information on California residents through a web site to conspicuously post a privacy policy on the site".[21] Both Nebraska and Pennsylvania have laws treating misleading statements in privacy policies published on web sites as deceptive or fraudulent business practices.[22]